Compare Personal Loans Instantly

Compare top lenders, low interest rates, and flexible terms. 100% free and no impact on your credit score.

LendSafe

โ˜…โ˜…โ˜…โ˜…โ˜†4.5 / 5

Fast cash, zero stress. Transparent pricing, smooth approval, and reliable payout built for Nigerians who value clarity.

Loan amountโ‚ฆ5,000 โ€“ โ‚ฆ5,000,000
Loan terms14 โ€“ 365 days
Monthly interest~10% *T&C apply*
Processing timeAs fast as minutes

FairMoney

โ˜…โ˜…โ˜…โ˜…โ˜†4.6 / 5

Quick disbursement and flexible repayment trusted by millions.

Loan amountโ‚ฆ1,500 โ€“ โ‚ฆ500,000
Loan terms7 โ€“ 180 days
Monthly interest~10%
Processing timeMinutes to hours

Carbon

โ˜…โ˜…โ˜…โ˜…โ˜†4.5 / 5

Higher limits and structured repayment ideal for larger needs.

Loan amountโ‚ฆ5,000 โ€“ โ‚ฆ1,000,000
Loan terms60 โ€“ 365 days
Monthly interest~12%
Processing timeSame day

Branch

โ˜…โ˜…โ˜…โ˜…โ˜†4.4 / 5

Emergency short-term loans with direct bank transfer.

Loan amountโ‚ฆ2,000 โ€“ โ‚ฆ300,000
Loan terms28 โ€“ 280 days
Monthly interest~12%
Processing timeMinutes

Palmcredit

โ˜…โ˜…โ˜…โ˜†โ˜†3.9 / 5

Quick access but relatively higher rates. Use responsibly.

Loan amountโ‚ฆ2,000 โ€“ โ‚ฆ100,000
Loan terms14 โ€“ 180 days
Monthly interest~11%
Processing timeMinutes

Renmoney

โ˜…โ˜…โ˜…โ˜…โ˜†4.3 / 5

Better for structured long-term personal or business loans.

Loan amountโ‚ฆ50,000 โ€“ โ‚ฆ6,000,000
Loan terms14 โ€“ 90 days
Monthly interest~10%
Processing time24โ€“48 hrs

Aella Credit

โ˜…โ˜…โ˜…โ˜…โ˜†4.2 / 5

Designed for salary earners with stable repayment plans.

Loan amountโ‚ฆ2,000 โ€“ โ‚ฆ1,000,000
Loan terms30 days
Monthly interest~12%
Processing timeSame day

Okash

โ˜…โ˜…โ˜…โ˜†โ˜†3.8 / 5

Very fast approval but noticeably higher rates for new users.

Loan amountโ‚ฆ3,000 โ€“ โ‚ฆ2,000,000
Loan terms7 โ€“ 90 days
Monthly interest~12%
Processing timeMinutes

PalmPay Loan

โ˜…โ˜…โ˜…โ˜…โ˜†4.3 / 5

Integrated wallet loan for PalmPay users.

Loan amountโ‚ฆ5,000 โ€“ โ‚ฆ300,000
Loan terms14 โ€“ 180 days
Monthly interest~12%
Processing timeInstant

Migo

โ˜…โ˜…โ˜…โ˜…โ˜†4.1 / 5

Partner-based lending model without traditional app flow.

Loan amountโ‚ฆ5,000 โ€“ โ‚ฆ500,000
Loan terms14 โ€“ 365 days
Monthly interestVaries
Processing timeFast

QuickCheck

โ˜…โ˜…โ˜…โ˜…โ˜†4.4 / 5

Transparent digital process popular with professionals.

Loan amountโ‚ฆ10,000 โ€“ โ‚ฆ600,000
Loan terms30 โ€“ 365 days
Monthly interest~13%
Processing timeSame day

KiaKia

โ˜…โ˜…โ˜…โ˜…โ˜†4.0 / 5

Credit-score focused lending with structured plans.

Loan amountโ‚ฆ10,000 โ€“ โ‚ฆ1,000,000
Loan terms30 โ€“ 365 days
Monthly interest~13%
Processing time24 hrs

Quick Check Loans In Nigeria

Get same day payment when you apply for quick loans online from select providers in Nigeria.

Check your personalized rates
โ‚ฆ
 Months

Cashx Quick Loan

Cashx

Loan Amount โ‚ฆ3k – โ‚ฆ30k
Loan Term 1 – 12 months
Monthly Interest 10.00%
Processing time 24 hours

Newcredit Quick Loan

Newcredit

Loan Amount โ‚ฆ3k – โ‚ฆ30k
Loan Term 1 – 12 months
Monthly Interest 10.00%
Processing time 24 hours

Kuda Quick Loan

Kuda

Loan Amount โ‚ฆ3k – โ‚ฆ30k
Loan Term 1 – 12 months
Monthly Interest 10.00%
Processing time 24 hours

Hicredit Quick Loan

Hicredit

Loan Amount โ‚ฆ3k – โ‚ฆ30k
Loan Term 1 – 12 months
Monthly Interest 10.00%
Processing time 24 hours

Easemoni Quick Loan

Easemoni

Loan Amount โ‚ฆ3k – โ‚ฆ30k
Loan Term 1 – 12 months
Monthly Interest 10.00%
Processing time 24 hours

Quickcash Quick Loan

Quickcash

Loan Amount โ‚ฆ3k – โ‚ฆ30k
Loan Term 1 – 12 months
Monthly Interest 10.00%
Processing time 24 hours

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How People Say About Us?


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“Found a legit app through TopLoans in minutes. No upfront fees! Only wish they updated the new app list daily instead of weekly.”

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“Great platform to avoid scams. Got my loan approved fast. Website loading was a bit slow on my old phone, but info is 100% accurate.”

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“Finally, a site that actually filters out the fake lenders! Got my 20% discount on interest. The UI is simple. Keep it up, admin!”

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“Very helpful anti-scam community. I only gave 4 stars because I had to wait 2 hours for my WhatsApp group request to be approved.”

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“Good recommendations. I found a safe loan. The form to claim the discount was a bit long, but it’s totally worth it for the security.”

– Elena G.

โญโญโญโญโญ

“Found a legit app through TopLoans in minutes. No upfront fees! Only wish they updated the new app list daily instead of weekly.”

– Chinedu O.

โญโญโญโญ

“Great platform to avoid scams. Got my loan approved fast. Website loading was a bit slow on my old phone, but info is 100% accurate.”

– Sarah M.

โญโญโญโญโญ

“Finally, a site that actually filters out the fake lenders! Got my 20% discount on interest. The UI is simple. Keep it up, admin!”

– Michael T.

โญโญโญโญ

“Very helpful anti-scam community. I only gave 4 stars because I had to wait 2 hours for my WhatsApp group request to be approved.”

– Adeola K.

โญโญโญโญโญ

“TopLoans.online is the real deal. No hidden charges. The guide on how to spot fake apps is brilliant. Highly recommend!”

– David R.

โญโญโญโญ

“Good recommendations. I found a safe loan. The form to claim the discount was a bit long, but it’s totally worth it for the security.”

– Elena G.